Lewis Insurance partners with Ctrax in an offer called “Fail Safe”. Fail Safe has a proven track record of helping General Contractors manage their certificates of insurance more efficiently, more effectively, close gaps found in their subcontractors insurance policies, and save money on their insurance premiums.
From the Agent…
Our insurance agency specializes in construction. We compete with the top competitors for the largest and most respected contractors in California. Our strategic partnership with JDI has made it possible to for us to design, invent, and make a unique offer to our general contractors and all of our clients who need help managing certificates of insurance.
The offer we are able to make is the superior offer in multiple ways… it helps our clients manage their certs more efficiently and more effectively, it greatly reduces their exposure, and because of that it gives me the leverage to negotiate the absolute best terms and pricing the insurance marketplace will bear.
We have been helping our general contractors manage their certificates for over 8 years now, and what we’ve learned in that time is that it is extremely difficult for them to keep up with the ongoing changes with their subcontractor’s insurance as they renew from year to year. Even more challenging… a contractor really has no way to keep up with the changes the insurance carriers might make to their policy language and endorsements. We find subcontractors who were compliant with their insurance requirements can renew their policies with the same carrier, and then find themselves non-compliant. And maybe the most dangerous threats we find are the various exclusions hidden in the subcontractors policies. It is not uncommon for us to find a certificate that looks like everything is in order, but then find an exclusion in the policy that eliminates coverage altogether.
Every time we start working with a new general contractor we find numerous gaps in their sub’s certs and coverage, without exception. I’ve concluded, there is no way to manage certificates effectively without the help of a competent, knowledgeable insurance professional in conjunction with the best certificate management software. The partnership with JDI gives our agency the capabilities to provide superior help to our clients that goes well beyond simply placing their insurance. It gives us the ability to produce highly valued, uncommon outcomes for them that are simply not possible with the traditional insurance offer.
Jerry Lewis
President
Lewis Insurance Agency
559-688-7711
jerry@lewis-insurance.com
1108 Leland Ave.
Tulare, CA 93274
Before wildfire season hits Central California, review your homeowners coverage, harden your property, and find out what discounts may be available on your policy.
As California enters 2026, the property and casualty (P&C) insurance market continues to evolve in response to wildfire risk, climate-driven losses, rising costs, and regulatory changes. For homeowners, drivers, and business owners, understanding how these forces shape insurance availability and pricing is essential to staying protected.
Health insurance affects nearly every family in America, yet much of the public conversation around it is driven by misunderstandings, outdated assumptions, or oversimplified claims. Below is a clear, fact-only breakdown of seven common myths and the real data behind them.
Cybercrime is no longer just a big-business problem. Increasingly, small businesses are becoming prime targets for cybercriminals who know these organizations may lack the same level of IT security as larger corporations.
Lizeth has been working in the insurance industry for 3 years; she is bilingual and offers great customer service. She is very reliable, hardworking, and detail-oriented.
Phone: 559-688-7711
Berenice Gonzalez is a trusted insurance expert who has been serving clients since 2013. She is licensed in commercial, personal lines, life and health insurance, and is also a certified notary public. Her career is distinguished by a strong track record of award-winning service, recognizing her leadership, dedication to excellence, client advocacy, performance, and deep industry knowledge. As a bilingual Spanish speaker, she ensures her clients feel heard, informed, and confident in their coverage decisions. Her mission is to build lasting relationships founded on trust, transparency, and customized insurance solutions. Berenice is known for her integrity, professionalism, and personalized approach. Her unwavering commitment to client relationships and delivering trusted insurance solutions truly sets her apart in the field.
Phone: 559-688-7713