7 Health Insurance Myths — And the Facts Behind Them

Health insurance affects nearly every family in America, yet much of the public conversation around it is driven by misunderstandings, outdated assumptions, or oversimplified claims. Below is a clear, fact-only breakdown of seven common myths and the real data behind them.

Jake Lewis

Licensed Insurance Agent & Broker

Jake Lewis is a licensed insurance Agent and Broker with Lewis Insurance, continuing a four-generation family tradition of serving individuals, families, and businesses throughout California. The agency has built its reputation on trust, long-term relationships, and straightforward guidance, and Jake is committed to carrying that legacy forward. He holds a Bachelor of Science in Business Administration and IT Management from Western Governors University, along with an Associate Degree in Computer Science. Prior to joining the agency full-time, Jake worked in information technology, where he supported large-scale systems and developed a strong foundation in problem-solving, operations, and client service. Jake brings a practical, detail-oriented approach to insurance, helping clients understand their coverage, manage risk, and make confident decisions. He focuses on building long-term relationships and providing reliable guidance clients can count on.

Phone: 559-345-4946 

Lizeth Zavala

Receptionist

Lizeth has been working in the insurance industry for 3 years; she is bilingual and offers great customer service. She is very reliable, hardworking, and detail-oriented.

Phone: 559-688-7711 

Berenice Gonzalez

Commercial Lines Account Manager

Berenice Gonzalez is a trusted insurance expert who has been serving clients since 2013. She is licensed in commercial, personal lines, life and health insurance, and is also a certified notary public. Her career is distinguished by a strong track record of award-winning service, recognizing her leadership, dedication to excellence, client advocacy, performance, and deep industry knowledge. As a bilingual Spanish speaker, she ensures her clients feel heard, informed, and confident in their coverage decisions. Her mission is to build lasting relationships founded on trust, transparency, and customized insurance solutions. Berenice is known for her integrity, professionalism, and personalized approach. Her unwavering commitment to client relationships and delivering trusted insurance solutions truly sets her apart in the field.

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